If you are thinking about reaching out but still have questions, this page is for you. If you do not see your question, call us at 904-606-9163 and we will answer the same day.
Will you list my house on the MLS or actually buy it?
We buy houses directly. We are not listing agents and we do not put your property on the MLS unless that is specifically what you ask for and it makes sense for your situation. When we make an offer, we are the buyer.
How are you different from a real estate agent?
An agent lists your home and looks for a buyer, which takes time and costs commissions. We are the buyer — we make a direct cash offer, you pick the closing date, and there are no commissions or fees.
Do I need to make repairs before you buy?
No. We buy as-is, including homes that need major work. You don't need to clean, repair, or even remove belongings you don't want.
How do you determine what you will offer?
We look at your home's condition, the cost of repairs it needs, and what similar homes sell for in your area. We then make a fair offer and explain how we got to the number.
Is there any cost or obligation when I reach out?
None. Reviewing your options is free, and there is no obligation to accept any offer. We never charge upfront fees.
How fast can you close?
Often within 7 to 14 days, which is usually fast enough to beat a scheduled foreclosure auction if you reach out in time. You can also choose a later date.
What if I owe more than the house is worth?
You may still have options, including a short sale where the lender agrees to accept less than you owe. We can help you understand whether that path fits.
What happens if I just do nothing and let the bank foreclose?
A completed foreclosure can wipe out any equity you have, stays on your credit for about seven years, and can delay a future mortgage. Acting early almost always leaves you better off.
Can I sell my house if I am already in foreclosure?
Usually yes — in most cases you can sell right up until the foreclosure auction. Selling can stop the process and let you keep any equity instead of losing it.
How long does the foreclosure process take in Florida?
Florida foreclosures go through court, which usually takes several months from the first missed payments to a scheduled auction. That window is your opportunity to act.
Will foreclosure ruin my credit permanently?
A foreclosure is damaging but not permanent — it stays on your credit for about seven years. Selling before the auction or completing a short sale usually does far less damage.
Do you only help with foreclosure situations?
No. We also help homeowners dealing with inherited or probate property, divorce, tax liens, tired-landlord situations, relocation, and homes that need major repairs.