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Guides · Northeast Florida

Guides for Florida homeowners. Plain English, no fluff.

In-depth, honest guides on every situation we help with. Start with the one that fits where you are.

Foreclosure Fighters — blog in Northeast Florida
Practical guidance for Northeast Florida homeowners.
Local team in Northeast Florida
No fees to review options
Private — not a public auction
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Latest articles

Florida foreclosure news · June 3, 2026

Florida's Insurance Crisis Is Now a Leading Cause of Foreclosure

Soaring home-insurance premiums have pushed Florida to the nation's highest foreclosure rate. Here's what's happening and what you can do if your payment jumped.

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Protect your home · May 27, 2026

Romance Scams Are Quietly Costing Older Homeowners Their Homes

“Pig-butchering” romance scams drained $584M from older Americans last year — and some victims tap home equity to keep paying. How to spot it and protect your home.

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Know your rights · May 20, 2026

How a $400 HOA Bill Can Snowball Into Losing Your Home

HOA-related foreclosures jumped about 50% nationally from 2022 to 2025. In Florida, an HOA can foreclose over unpaid dues — here's how to keep a small bill from becoming a disaster.

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Know your rights · May 13, 2026

“Home Equity Theft”: When Unpaid Property Taxes Take More Than You Owe

A homeowner lost a home worth far more than a $2,300 tax bill — and the government kept the surplus. The Supreme Court called it unconstitutional. Here's what Florida owners should know.

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For seniors & families · May 6, 2026

Reverse Mortgages and Foreclosure: What Seniors and Their Families Should Know

Nearly 100,000 reverse mortgages have ended in foreclosure. A reverse mortgage can still be foreclosed — and heirs face tight deadlines. Here's how to protect a parent's home.

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Situation guides

Short Sale Help

How a short sale works and how it beats foreclosure.

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Behind on Payments

Reinstatement, modification, or selling — your options.

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Deed in Lieu

Handing the home back, and when selling beats it.

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Loan Modification

How to lower the payment and keep your home.

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Inherited / Probate

Selling an inherited house as-is, even mid-probate.

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Divorce

Splitting the marital home cleanly and fast.

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Bankruptcy

Selling with court and trustee approval.

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Property Taxes

Avoiding a tax-deed sale of your home.

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By county

Clay County

Foreclosure help in Orange Park, Fleming Island, Middleburg.

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Duval County

Every Jacksonville neighborhood, any condition.

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St. Johns County

St. Augustine, Ponte Vedra, Nocatee.

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Nassau County

Yulee, Fernandina Beach, and Amelia Island.

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You have more time, and more options, than the letter made it sound.

One conversation. No pressure. Real paths forward for Northeast Florida homeowners.

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